At some point, you'll likely get this question from a random number. Here's how to decide if it's something to worry about.If you’re asked a question like this in a normal conversation, it’s polite to let the other person know that you hear them loud and clear. But if you’re asked this at the beginning of a call from a random phone number, you should be wary.
The nonprofit suggested that in a worst-case scenario, scammers may use a recording of you saying “yes” to authorize charges on your phone. This is known as a cramming scam, where a bad actor “crams” unauthorized service charges onto your bills once they have your information. So if a random phone call worries you, take a breath before automatically giving some stranger what they want to know.
McGovern said that she does not recommend trying to talk with someone you suspect is a scammer. If you do, “they’re going to keep calling you because they know you’re a live number,” she explained.