How to use Apple Pay on your iPhone for contactless payments

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Will Shanklin has been writing about gadgets, tech and their impact on humanity since 2011. Before joining Engadget, he spent five years creating and leading the mobile technology section for New Atlas. His work has also appeared on SlashGear, TechRadar, Digital Trends, AppleInsider, Android Central, HuffPost and others.

, the payment service supports tap-to-pay in physical retail stores, online apps and websites, and person-to-person payments with Apple Cash. Here’s a step-by-step on how to use Apple Pay.Before using Apple Pay, you’ll need to add at least one credit or debit card to Apple Wallet. You can visit

Tap the top of your phone to the card reader, usually near where you see a tap-to-pay logo. You’ll see a checkmark and hear a ding when the payment reads successfully.Double-click the side button on your watch. If you want to use Apple Pay with a card other than your default one, tap the onscreen card after double-clicking the device’s side button . You can swipe through your added cards and choose the one you want before tapping to confirm.Many websites and third-party apps accept Apple Pay. This not only prevents you from having to enter your credit card info, but it also adds extra security. Apple Pay uses an encrypted one-time “virtual token” instead of your actual credit card info.

Note that if you’re using a MacBook connected to an external monitor, you can uselets you send, receive and request money through the Messages app. It’s designed as an alternative to services like

 

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