It's 2023 — it's time to ditch your real wallet for Apple Pay | Digital Trends

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We did it — we made it to 2023! As you begin the new year, use this as a chance to finally ditch your physical wallet and embrace ApplePay.

In the early 2000s, the U.S. started accepting contactless payments at credit card terminals, which used near-field communication technology to make it happen. However, it was still too early and not widely adopted until 2008, when the major credit card companies began to offer contactless credit cards.

Related Worried about security? You shouldn’t be I was flabbergasted when I learned some of my in-laws don’t trust digital payments or wallets and think it’s worse than the plastic itself. They couldn’t be more wrong! Of course, it may be that the concern is in the fact that when you first set up Apple Pay, you need to provide the credit card number, expiration, and CVV code to verify. But this is a one-time thing to get everything set up, and none of that information is actually stored with Apple or on your device, so it can’t be shared with retailers.

This feature was added in iOS 15, so it’s not super new and has been around for a bit. Still, it’s a pretty small addition that has proven to be incredibly useful in the long run. Also, it should be noted that the minimum age to add a card and use Apple Pay is 13 years old. However, to utilize sending and receiving money with Apple Cash, you need to be at least 18 years old. If someone is under 18 but is able to use Apple Pay, they can have the family organizer set up an Apple Cash account for those under 18 years old as part of an Apple Cash Family account. And, of course, Apple Card requires the applicant to be at least 18 years old to apply.

 

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credit cards on apple pay are getting hacked ppl have lost they money banks do not help

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